1. METHOD:
2. Get a legit savings account that pays out 4.75% [NOOB  FRIENDLY}
3. ======================
4.  
5. Background info: The highest paying banks right now are Goldman Sachs (Marcus dot com) and citibank. Citibank will reward you with a $1000 bonus for installing direct deposit, but Marcus comes with a 1% rate bump for referring customers. If you use a ref link, the APY is 3.75% APY +1.00 per invite = 4.75%. There's another rate bump when you signup with AARP, but it's only 0.1% extra.
6.  
7. no fees,
8. no min deposit,
9. no bank/wire transfer fees,
10. US-based support line (i called them to check)
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12. Even holding just $1000 in a marcus account will earn $47.50/yr.
13. SCALE THAT SHIT UP!
14.  
15. FAQs
16. https://www.marcus.com/us/en/faqs
17.  
18. Yes, it's FDIC insured for 250k:
19. https://banks.data.fdic.gov/bankfind-suite/bankfind/details/33124
20.  
21. Signing up takes 2 minutes:
22. https://youtu.be/FvBki-JFDms?t=12
23.  
24. ref link (you need this):
25. https://t.co/6YJ2fUYIOh
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28. good luck pimps